Truckers

This product can be written as either monoline general liability or package and is designed to accommodate the coverage and pricing needs of a wide variety of trucking risks.

Ineligible Truckers

Please note we cannot offer coverage to the following:

  • Hauling of hazardous materials

  • Owns a pit, mine or quarry

  • Rents, leases or loans vehicles or equipment to others

  • Hauls garbage, debris or refuse to dumps

  • Appliance delivery or installation and residential and commercial movers

  • Involved with the warehousing of goods for others

  • Any mix-in-transit products, hot-mix asphalt, bulk sealant or bulk dry cement

  • Risks located in AL, LA or WV

Available Coverage for Truckers

  • Broad eligibility to include:

  • Truckers hauling a wide array of freight

  • Risks with up to 20 units

  • New ventures

  • Competitive pricing

  • Additional rate credits available based on favorable risk characteristics

Coverage Limits Available for Truckers

  • Property values up to $3,000,000 in protection classes 1-8, $1,000,000 in protection                                                                                                        classes 9-10 and $500,000 in coastal zones (excluding wind and hail coverage)

  • General liability up to $1,000,000 occurrence/$2,000,000 aggregate

  • Excess general liability or umbrella up to $5,000,000

  

 

Claim Example for Truckers

Property Damage: A driver accidentally drops a wrench on a glass table while picking up tools causing $1,200 in property damage.

Bodily Injury: A driver accidentally leaves boxes/debris on the ground after delivering merchandise and someone else trips and falls over the items incurring $7,000 in medical bills and $750 in lost wages.

Property Damage: A driver accidentally delivers components into the wrong bin at a manufacturing business and leaves the premises. The manufacturer runs the components through the wrong machine and damages the line of products causing $2,700 in property damage.

Personal & Advertising Injury: A driver makes slanderous remarks to a store owner involving a product that he is delivering and the store owner stops buying the product from the manufacturer resulting in $2,100 in lost income.

Bodily Injury: A customer slip and falls at the insured’s premises, incurring $14,500 in medical bills and $1,000 in lost wages.

You must be an appointed USASIA Insurance Services retailer to use these programs. Quotes obtained via these programs will only be bound IF you are a previously appointed retailer with USASIA. PRIOR TO BINDING, check with your branch to determine any and all applicable taxes and fees. If you need additional pricing considerations on any web quote received via these programs or if your submission is declined, please call your USASIA representative.

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