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Insurance coverage for the cost of getting a defective product back under the control of the manufacturer or merchandiser that would be responsible for possible bodily injury (BI) or property damage (PD) from its continued use or existence. Standard product liability insurance does not cover this exposure due to the "sistership liability exclusion." Carriers offer expenses coverage associated with recalling a product from the market. Product recall insurance can be rated separately for consumer goods, component parts, and consumable products.
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